New Delhi: Agar aapne bhi apna Income Tax Return (ITR) 16 September 2025 ki extended deadline se pehle file kar diya hai, toh ab aap bhi usi phase mein hain jahan croreon log intezaar kar rahe hain – “Refund kab milega?”
Bina kisi jargon ke, simple shabdon mein samajhiye ki paisa kab tak aapke bank account mein aa sakta hai.se delay ho sakta hai.
Refund Ka Wait Kitna Lamba Hoga?
Jab aapka ITR file hone ke baad successfully e-verify ho jata hai, tabhi se refund ka process start hota hai. Ab yahaan se kaafi logon ka experience alag-alag hota hai:
- Kuch logon ko same day ya agle din hi paisa mil gaya.
- Chhoti refund amounts jaldi process ho jaati hain.
- Lekin normally, 4 se 5 hafte lagte hain refund aane mein.
Experts ka kehna hai ki yeh poora process Income Tax Department ke internal review par depend karta hai — Section 143(1) ke andar. Agar aapka return simple hai, toh refund bhi fast hota hai. Agar aapne multiple deductions ya exemptions claim kiye hain, toh thoda delay ho sakta hai.
Refund Delay Hone Ke Reasons Kya Ho Sakte Hain?
Aisa nahi hai ki sabko ek hi timeline follow karni padti hai. Refund delay tab hota hai jab:
- Aapke return mein capital gains, business income, ya complex entries ho.
- Ya department ko koi mismatch dikhe.
Aise cases mein aapko Income Tax Department se communication mil sakta hai — email ya SMS ke through. Response time par dena zaroori hai, warna delay aur badh sakta hai.
Kuch logon ka paisa ek hafte ke andar aa gaya, jabki kuch cases mein 1 mahina tak lag gaya — especially jab department ke paas backlog zyada ho.
Interest Milega Agar Refund Late Hua Toh?
Haan! Agar aapka refund delay hota hai, toh government aapko 6% annual interest deti hai. Ye interest 1 April se count hota hai assessment year ke.
Yaani agar paisa late aa raha hai, toh aapka nuksaaan nahi ho raha – extra paisa mil raha hai!
Kya Refund Amount Par Koi Limit Hai?
Bilkul bhi nahi. Aapne jitna extra tax diya hai — chahe TDS ho, advance tax ya self-assessment — woh pura aapko wapas milega. Koi cap ya limit nahi hai.
Bottom Line – Tension Nahi, Bas Thoda Patience
Agar aapne return sahi se file kiya hai aur e-verification ho chuka hai, toh zyada se zyada ek mahine mein refund mil jaayega.
Kabhi kabhi toh surprise same-day refund bhi milta hai!
Aur agar delay ho bhi gaya, toh interest ke saath paisa milega. So chill maaro, aur bas apna email aur SMS notifications check karte raho.
Quick Tip:
Apna bank account pre-validate karna, PAN details sahi bharna, aur errors se bachna – yeh sab cheezein aapke refund ko fast-track karne mein madad karti hain.
